{"id":100439,"date":"2025-10-21T23:02:48","date_gmt":"2025-10-21T21:02:48","guid":{"rendered":"https:\/\/intercoaching.fr\/?p=100439"},"modified":"2025-10-21T23:02:54","modified_gmt":"2025-10-21T21:02:54","slug":"mr-lecornu-the-real-threat-to-our-pension-system-lies-not-in-age-but-in-the-rise-of-artificial-intelligence","status":"publish","type":"post","link":"https:\/\/intercoaching.fr\/en\/mr-lecornu-the-real-threat-to-our-pension-system-lies-not-in-age-but-in-the-rise-of-artificial-intelligence\/","title":{"rendered":"Mr. Lecornu, the real threat to our pension system lies not in age, but in the rise of artificial intelligence."},"content":{"rendered":"

Mr. Lecornu, while the debate focuses on adjusting the retirement age in Europe, with Germany moving it to 67 and Denmark aiming for 70, a true silent revolution is taking place. The rise of artificial intelligence and digital transformation are disrupting the work landscape at an unprecedented pace. This development could well have a greater impact on the pension system than simply shifting the legal retirement age. By profoundly changing the structure of employment and reducing the contribution base, AI is redefining the very notion of value creation in contemporary companies. The retirement age remains a topic of intense debate in Europe, where each country is pushing its limits in the face of increasing life expectancy. However, in France, another threat is looming, less discussed but equally worrying: the impact of the rise of artificial intelligence (AI) on the pension system. AI is radically changing the economic landscape, reducing the social security contribution base, and could render our wage-based financing model obsolete.The Evolution of the Retirement Age in Europe<\/strong> In Europe, countries are gradually adjusting the legal retirement age in response to increasing life expectancy. Germany has set its retirement age at 67<\/strong> , while Denmark is aiming for70<\/strong>. The Netherlands is following a similar path. This increased work rate is an attempt to address the pension funding gap.<\/p>\n\n

The French Situation: A Political and Social Impasse<\/p>\n\n

In France, S\u00e9bastien Lecornu is facing a political and parliamentary impasse, leading to the suspension of minor reforms. This places France behind in the European competition for senior employment. However, focusing solely on the legal retirement age obscures a deeper issue: technological developments and their impacts.<\/h3>\n\n

The impact of artificial intelligence on employment and contributions With the rise of AI, the structure of employment is adapting, reducing the share of salaried employees in value creation. For example, an SME employing several people could review its strategy by automating certain positions. This inevitable automation reduces social security contributions, posing a major challenge for pension financing.<\/strong>Redefining our approach to the pension system If the trend toward making people work longer persists, it becomes crucial to integrate the impact of AI into our thinking. This means reinventing our economic model by taking into account the gradual erosion of traditional employment. Political decision-makers, including S\u00e9bastien Lecornu, must consider alternatives to compensate for this shortfall and ensure the sustainability of the pension system.<\/strong><\/p>\n\n

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